|
Insurance Discount
Once you complete the Point/Insurance Reduction Program, you are eligible for at least a 10% discount on your collision and auto liability insurance, which applies for 3 full years.
Your liability premium includes Property Damage (PD), Bodily Injury (B), and Personal Injury Protection (PIP). Your discount will apply to all vehicles for which you are the principal operator.
4-Point Reduction of Driving Record
If you incurred violations during the 18-month period before completing the course, up to 4 points will automatically be reduced on your driving record. The point reduction could help you avoid license suspension.
The Point Reduction Program will not cancel mandatory suspension or revocation, (e.g. 3 speeding convictions within 18 months), nor will it cancel any action already being taken against the motorist's driving privileges. You must take the NYSP course every 18 months for point reduction purposes.
|
