Insurance and Point Reduction Program

                
                Save $$$$$ on your auto insurance
                   Reduce Driving Points on your driving record
                  Take the New York Safety program

                         
 
10% OFF insurance premium—Once you complete the Point/Insurance Reduction Program, you are eligible for at least a 10% discount on your Collision and Auto Liability insurance which applies for THREE (3) Full Years. Your liability premium includes Property Damage (PD), Bodily Injury (B) and Personal Injury Protection (PIP). Your discount will apply to all vehicles for which you are the principal operator.

Four Point Reduction of Driving Record—If you incurred violations during the 18 month period before completing the course, up to four points will automatically be reduced on your driving record. The point reduction could help you avoid license suspension. It will not cancel, mandatory suspension or revocation, (e.g. three speeding convictions within 18 months), nor will it cancel any action already being taken against the motorist’s driving privileges. You must take the NYSP course every 18 months for point reduction purposes.

Violation and Points
Speeding
1 to 10 . . . 3
11 to 20 . . . 4
21 to 30 . . . 6
31 to 40 . . . 8
More than 40 . . . 11
Reckless driving . . . 5
Failing to stop for school bus . . . 5
Following too close (tailgating) . . . 4
Inadequate brakes . . . 4
While driving employers vehicle . . . 2
Failing to yield right-of-way . . . 3
Violation involving traffic signal,
stop sign, or yield sign . . . 3
Railroad crossing violation . . . 3
Improper passing of lane use . . . 3
Leaving scene of incident involving
property damage of injury to animal . . . 3
Child safety restraint violation . . . 3
Any other moving violation . . . 2

All licensed drivers are eligible to take this course!